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Sellers and brokers are instructed to arrive at their financial figures using the definitions below.
Important! Be aware that all financial figures and other information provided in the for-sale ads are not verified by BizBuySell. Always discuss with the seller/broker how they arrived at their financial figures. (Note: The financials presented in the ads are annual figures, not monthly, unless otherwise indicated.)
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Use your retirement funds free of tax penalties.
This method of business financing, formally known as Rollovers for Business Start-ups, allows you to leverage money in an existing retirement account to invest in a business or franchise. 401(k) rollovers don't trigger a taxable distribution, and they enable you to start your business debt-free if you have enough saved up to cover the full expense.
Get up to $5 million in capital for your business.
Loans from the Small Business Administration are common and preferable for start-ups because they offer minimal risk and low interest rates. SBA loans are partially guaranteed by the federal government, meaning the government will repay the lender up to a certain amount if you ever default on the loan.
Secure SBA-guaranteed funding in just 45 days.
Similar to traditional SBA loans, SBA Express offers the added benefit of expedited service. Perfect for businesses who don't need as much capital to get started, SBA Express loans require less documentation and can close in a little as 45 days.
Fast funding with no collateral requirement.
Because there's no collateral needed to qualify for unsecured loans, this business financing option highlights fast turnaround time - three weeks or less.
Leverage your securities instead of liquidating.
Rather than liquidating your securities, portfolio loans allow you to put the value of your stocks, bonds, mutual funds and other securities to good use. Portfolio loans feature low interest rates and can be finalized in two weeks, allowing to you get up and running sooner rather than later.